Welcome to MACT34

Easy, fee-free banking for students, consumers and entrepreneurs

With our technologically secure, unambiguous and sophisticated platform, our mission is to connect merchants and consumers on a seamless digital banking service.

International, Transnational Students Cooperative Digital Banking

Sothebank introduces to our international and transnational students worldwide a cooperative digital banking, offering practical and cutting-edge financial products and services such as:

  • Free deposit account
  • Cashback
  • Triple my change account
  • No wire fees*
  • Free International Wire Transfer
  • Biometric Debit MasterCard included
Overview Image
Overview Image

Small- to medium-sized businesses

This day everyone is ordering online and expecting delivery of their orders. With Paywit, we go beyond, allowing you make a payment upon receipt of your goods. The way it works is that you must have one of our Internet Terminal System mobile phone or partner with local operators.

  • Flexible, Easy and Secure
  • Deposit checks instantly
  • Website mobile payment
  • Global payments system
  • Business without borders
  • Connect with our partners

Sole traders, Freelancers and Service Providers

With over 15 years of experience developing various technological solutions, Paywit products and services has become the very best instant payment & secure payments processor - all together in one fintech solutions business.

  • Free monitoring and reporting
  • Full data privacy compliance
  • Advanced tap and go solution
  • 100% transparent costs
  • No contract commitment
  • Debit MasterCard included
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Large or enterprise level businesses

With more consumers choosing to browse and select services while on their mobile devices, it's important that you're able to offer your customers a fast, frictionless payments experience through their mobile wallet payment solutions using our intellichip pay technology and subscriber identification processing systems.

  • Cashback Corporate Cards
  • Mobile first approach
  • Automated reporting
  • International Payments
  • Increase customer base
  • Direct debit guaranteed
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Digital collections and reconciliation to increase cash flow

Our unique data intelligence systems and data income management automation service helps speed up payment collections and reduce operational costs, improving your business cash-flow.

Make the most of every customer on-boarding opportunity while enjoying international business payment expansion


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invoicing invoicing

Make it easier for customers to pay

Create a competitive advantage by offering customers a wide choice of secure global payment methods including cards, direct debits, APMs, P2P and barcode payments, and let us take on PCI-DSS and GDPR compliance responsibility.




Global Reach To-date


Digital Payroll Members


SMB Cooperative Members

Have any question about us?

Do not hesitate to contact us

Contact Us
Download App Download App
Download App
Download App

Our payments services enable you find all you need to make and receive payment

Sothebank secure mobile application allows users to access all their payment transactions made with all-in-one system solutions, with our travel payments card as well as quick access to fund transfer incoming and outgoing.

Sothebank allow you turn your mobile phone into a secure contactless payment device and start making payment transactions.

You will also have a unique chip and pin reloadable card that pairs with your mobile phone. 

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